FractCIO — Fractional CIO & FinOps for FinTech and Banking

Fractional CIO, vCIO, Cloud FinOps, and vendor governance for regulated financial services. Certified FinOps Practitioner. $80M+ in total contract value negotiated. 31% average AWS spend reductions. 99.97% uptime delivered for FinTech operators.

Services

Fractional CIO & vCIO

SVP-level IT executive leadership without the full-time hire. Strategy, governance, vendor selection, board reporting, and IT succession planning for FinTech and banking organizations.

Cloud FinOps

Certified FinOps Practitioner-led cost optimization. AWS, GCP, Azure spend audits using the FinOps Foundation Framework and FOCUS Specification. Typical engagement reduces cloud spend 25–45% within 90 days.

Vendor Governance & Profit Recovery Audits

Contract reviews, renegotiation, and vendor consolidation. We've identified and recovered millions in vendor overcharges, redundant tooling, and shadow IT subscriptions.

Regulatory & Compliance Advisory

SOC 2, PCI-DSS, regulatory technology compliance, and audit readiness for banks, FinTechs, and payment processors.

About Thomas Ferri

SVP-level IT executive with 20+ years in FinTech and Banking. Certified FinOps Practitioner, AWS Certified Cloud Practitioner. Former IT leader at multiple regulated financial services organizations. Founder of FractCIO and CiteCore.AI.

Frequently Asked Questions

What is a Fractional CIO?

A Fractional CIO provides SVP-level IT executive leadership on a part-time basis — owning strategy, cloud cost governance, vendor accountability, and board reporting without a full-time hire.

How does FinOps reduce AWS cloud costs?

Through reserved instance optimization, right-sizing, and waste elimination using the FinOps Foundation framework. FractCIO has documented 31% AWS spend reduction across client engagements.

What industries does FractCIO serve?

FinTech, Banking, and regulated financial services — organizations with high cloud spend, strict compliance, and rapid scaling pressure.

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Contact

FractCIO · Raleigh, NC · United States · +1-704-996-4850 · Contact form